Your Independent Guide to Confident Medicare Choices
Navigating Medicare is complex and personal. As your local, independent advisor, we bring clarity to your options. So you can choose with confidence. Book a free consultation today.
Reliable plans, transparent pricing, and personal guidance, so you can focus on living, not worrying.
Independent Guidance, Built Around Your Life.
Full Medicare Support. Part A, B, C, D, and Supplements
We evaluate Part C (Advantage) and Supplement (Medigap) plans side by side with you. Working to find the right balance of network flexibility, proper coverage, out of pocket expenses, and monthly premiums.
Prescription Drug Plan Optimization
Rx formularies change annually. We review your exact medication list against every carrier in your region to minimize out of pocket expenses and avoid any surprises at the pharmacy.
Annual Plan Review and Ongoing Support
Medicare is not a “one and done” decision. Medications, health needs, and budgets change. We’re in your corner and always just a call away to help with ongoing support. We also will provide an annual review during the annual enrollment period, making sure to stay aligned with your current needs.
Illuminating The Path Through Medicare
We believe healthcare guidance should empower, not overwhelm. At Lumen Medicare, our mission is to shine a clear, honest light on your options, so you never have to navigate this journey alone.
My path to founding Lumen Medicare didn’t start in an office, it started at home.
I stood by as my grandfather had to liquidate his life’s savings just to meet the spend down required for long-term care for his aging wife. Then take out a reverse mortgage to meet his basic needs. Years later, I watched my father forced to skip essential medications because he simply couldn't afford them, shocked to learn his coverage wasn't protecting him when he needed it most.
Seeing my own family face these dark, overwhelming moments made one thing painfully clear, seniors and families are left without the true support, education, and advocacy they deserve.
That’s why I created Lumen Medicare. The word Lumen means a unit of light, and that’s exactly what we aim to be. We exist to bring total clarity to a complex system, serving as your personal guide, advocate, and support system. Whether you’re preparing to turn 65 or re-evaluating your current coverage, you’ll always have an independent advisor in your corner who is just a call or text away.